One wallet for mobile data, airtime, cable TV, electricity, exam pins and airtime-to-cash — across MTN, Airtel, Glo and 9mobile. No approval needed to start selling.
No approval needed — Pancity gives you agent pricing from day one, whether you're buying for yourself or reselling to others.
Ikeja Electric, Eko Electric, DSTV, GOtv and more — pay straight from your wallet.
Every user gets a dedicated account number for instant, zero-fee funding via bank transfer.
Pancity runs on live provider connections, so every purchase is confirmed and delivered automatically — no manual processing, no waiting on an agent.
SME and gifting bundles across all four networks, priced for resale.
Instant recharge for yourself or any number, on any network.
Renew or subscribe to your decoder without leaving the house.
Pay prepaid or postpaid bills and get your token instantly.
Result checker pins for major Nigerian examination bodies.
Convert unused airtime into wallet balance, securely and fast.
Fingerprint and PIN work as fully independent ways to authorize a transaction, so you're never locked out of your own wallet.
Your dedicated funding account is created and credited through a webhook system with duplicate protection, so a repeated transfer or webhook never credits your wallet twice.
A purchase is only ever marked "Completed" once it's explicitly confirmed — network failures are distinguished from real rejections, so your history stays accurate.
Get the app from the direct APK or Play Store, then sign up with your phone number.
Use your dedicated account number for instant, fee-free funding.
Buy data, airtime, or pay bills at wholesale rates, delivered in seconds.
Resell to people around you, and grow your wallet balance with every sale.
| Feature | Pancity | Usual recharge card / agent |
|---|---|---|
| Pricing | Wholesale, from day one | Retail, or approval needed for agent rates |
| Delivery | Under 60 seconds | Depends on the agent being available |
| Reseller sign-up | ₦0, instant, in-app | Often needs stock, paperwork, or a physical shop |
| Wallet funding | Your own dedicated account number | Shared account, manual confirmation |
| Transaction status | Never shown as complete until confirmed | Often unclear if it went through |
You get wholesale pricing the moment you sign up — no activation fee, no paperwork. Resell data and airtime to people around you, track every sale in your wallet, and put your profit straight back into more stock.
Start earningYes. Every transaction is authorized with your PIN or fingerprint, and wallet funding runs through a webhook system with duplicate protection, so a repeated transfer never credits you twice.
Pancity distinguishes a network failure from a confirmed rejection, so your transaction is never marked "Completed" unless it's actually been confirmed by the provider. Contact support if a transaction is stuck and it'll be resolved.
No. There's no activation fee or hidden charge. You get wholesale pricing the moment you sign up.
Every account comes with its own dedicated virtual account number. Transfer to it from any Nigerian bank and your wallet is credited instantly.