Trusted across Nigeria

Data, airtime and bills — at wholesale rates

One wallet for mobile data, airtime, cable TV, electricity, exam pins and airtime-to-cash — across MTN, Airtel, Glo and 9mobile. No approval needed to start selling.

4Networks covered
<60sData delivery
₦0To start reselling
Pancity app home screen showing wallet balance and services
Data at wholesale rates Pay electricity bills Free agent onboarding Secure wallet Delivery in seconds Data at wholesale rates Pay electricity bills Free agent onboarding Secure wallet Delivery in seconds
Why Pancity

Built around how you actually live, not how banking systems want you to.

Data & airtime at wholesale rates

No approval needed — Pancity gives you agent pricing from day one, whether you're buying for yourself or reselling to others.

Electricity & cable TV bills

Ikeja Electric, Eko Electric, DSTV, GOtv and more — pay straight from your wallet.

A wallet with its own account number

Every user gets a dedicated account number for instant, zero-fee funding via bank transfer.

VTU Services

Everything you'd normally queue at a shop for — done from your phone.

Pancity runs on live provider connections, so every purchase is confirmed and delivered automatically — no manual processing, no waiting on an agent.

Mobile Data

SME and gifting bundles across all four networks, priced for resale.

  • MTN, Airtel, Glo, 9mobile
  • Daily, weekly & monthly plans
  • Delivered in under 60 seconds

Airtime Top-Up

Instant recharge for yourself or any number, on any network.

  • All four networks supported
  • Instant delivery
  • Wholesale reseller pricing

Cable TV

Renew or subscribe to your decoder without leaving the house.

  • DSTV, GOtv, Startimes
  • Instant activation
  • All bouquet tiers

Electricity

Pay prepaid or postpaid bills and get your token instantly.

  • Ikeja Electric, Eko Electric
  • Prepaid & postpaid
  • Instant token delivery

Exam Pins

Result checker pins for major Nigerian examination bodies.

  • WAEC, NECO, JAMB
  • Delivered as a code, instantly
  • Valid for official use

Airtime2Cash

Convert unused airtime into wallet balance, securely and fast.

  • All four networks
  • Competitive conversion rate
  • Balance lands in your wallet
Security

Built to protect your wallet the way you'd protect it yourself.

Biometric authorization

Fingerprint and PIN work as fully independent ways to authorize a transaction, so you're never locked out of your own wallet.

Protected virtual account

Your dedicated funding account is created and credited through a webhook system with duplicate protection, so a repeated transfer or webhook never credits your wallet twice.

Honest transaction status

A purchase is only ever marked "Completed" once it's explicitly confirmed — network failures are distinguished from real rejections, so your history stays accurate.

How It Works

From download to daily earnings — four steps.

01

Download Pancity

Get the app from the direct APK or Play Store, then sign up with your phone number.

02

Fund your wallet

Use your dedicated account number for instant, fee-free funding.

03

Transact

Buy data, airtime, or pay bills at wholesale rates, delivered in seconds.

04

Earn

Resell to people around you, and grow your wallet balance with every sale.

Why Pancity

How it compares to the usual way of doing this.

FeaturePancityUsual recharge card / agent
PricingWholesale, from day oneRetail, or approval needed for agent rates
DeliveryUnder 60 secondsDepends on the agent being available
Reseller sign-up₦0, instant, in-appOften needs stock, paperwork, or a physical shop
Wallet fundingYour own dedicated account numberShared account, manual confirmation
Transaction statusNever shown as complete until confirmedOften unclear if it went through

Become an agent — no starting capital required.

You get wholesale pricing the moment you sign up — no activation fee, no paperwork. Resell data and airtime to people around you, track every sale in your wallet, and put your profit straight back into more stock.

Start earning
Starting cost₦0
Delivery time<60s
Reseller pricingDay one
FAQ

Common questions.

Is my money safe in the wallet?

Yes. Every transaction is authorized with your PIN or fingerprint, and wallet funding runs through a webhook system with duplicate protection, so a repeated transfer never credits you twice.

What happens if a network fails during a purchase?

Pancity distinguishes a network failure from a confirmed rejection, so your transaction is never marked "Completed" unless it's actually been confirmed by the provider. Contact support if a transaction is stuck and it'll be resolved.

Do I have to pay to become a reseller?

No. There's no activation fee or hidden charge. You get wholesale pricing the moment you sign up.

How do I fund my wallet?

Every account comes with its own dedicated virtual account number. Transfer to it from any Nigerian bank and your wallet is credited instantly.